The Digital Operational Resilience Act (DORA) is an EU regulation that entered into force on 16 January 2023 and started to apply on 17 January 2025.

DORA aims to strengthen the information and communication technology (ICT) security of financial entities to make sure that the financial sector in Europe is able to stay resilient in the event of a severe operational digital disruption. DORA brings harmonisation of the rules relating to digital operational resilience for the financial sector applying to 21 different types of financial entities, including securitisation repositories.

The EU Data Act or Regulation (EU) 2023/2854 of the European Parliament and of the Council of 13 December 2023 on harmonised rules on fair access to and use of data and amending Regulation (EU) 2017/2394 and Directive (EU) 2020/1828 was published on the Official Journal of the European Union on 13 December 2023 and applies in large parts from 12 September 2025.

The EU Data Act provides a statutory right to switch freely and at any time between providers of similar cloud services.