Leveraging AI to Transform European Securitisation Markets

The rise of artificial intelligence in financial services is transforming how market participants approach data analysis and decision-making. European DataWarehouse’s latest report explores the potential applications of machine learning, natural language processing, and predictive analytics in the securitisation market.

This comprehensive discussion examines:

• How AI could revolutionise risk assessment and credit scoring by identifying complex patterns in loan-level data
• The potential for AI-powered systems to enhance fraud detection and regulatory compliance in real-time
• Ways machine learning models might improve pricing and valuation of asset-backed securities through advanced cash flow analysis
• Opportunities for AI to optimise portfolio management and stress testing scenarios
• How EDW’s standardised loan-level data, covering €842 billion in outstanding loans, could serve as the foundation for machine learning applications

The report also introduces how EDW currently uses AI to transform complex data querying into simple, natural language interactions. Find out more about how EDW’s AI assistant can help expedite your data analysis without requiring technical expertise.

Critical considerations addressed include data privacy and security challenges, the “black box” problem of model transparency, potential biases in AI systems, and the evolving regulatory landscape including the upcoming EU AI Act.

Get the full report and explore how artificial intelligence is impacting the future of European securitisation markets.