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ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans

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ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans The outstanding amount of the public loans in European DataWarehouse’s (EDW’s) Securitisation Repository platform has stood consistently around +/- EUR 800 billion since Q4 2020. Following the registration of the first Securitisation Repositories by the European Securities and Markets Authority (ESMA) … Continued

The new EBA NPL templates and taxonomy: another step towards European NPL transparency and standardisation

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The new EBA NPL templates and taxonomy: another step towards European NPL transparency and standardisation Building on the European Council’s 2017 "Action Plan to Tackle Non-Performing Loans in Europe," the European Commission (EC) published its strategy in December 2020 to further reduce the stocks of non-performing loans (NPLs) across the European Union and to implement … Continued

Everything you need to know about EDW’s Data Quality Scoring

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Everything you need to know about EDW’s Data Quality Scoring To increase the quality and useability of loan-level data submitted to its Securitisation Repository platform, European DataWarehouse (EDW) introduced data quality scoring on a deal level in 2017. Since then, EDW has developed and applied more than 4,000 rules and checks to both the ECB … Continued

‘Reporting for reporting’s sake:’ Bank of America Commentary highlights use case for EDW solutions

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‘Reporting for reporting’s sake:’ Bank of America Commentary Highlights Use Case for EDW Solutions in Reducing Securitisation Reporting Burden A Bank of America Global Research report commentary, published on 3 May 2022, has explored the complexities and costs associated with the current European securitisation reporting requirements under the Securitisation Regulation (Regulation) and their effects on … Continued

European DataWarehouse submits suggestions for the revision of the Energy Performance for Buildings Directive

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European DataWarehouse submits suggestions for the revision of the Energy Performance for Buildings Directive Mindful of the crucial importance of the building sector in achieving the European Union´s (EU) energy and environmental goals and following its commitment to the implementation of EU´s sustainable finance strategy, European DataWarehouse (EDW) has contributed to the revision of the … Continued

Giuditta – EDW’s EPC Matching Solution Achieves Promising Results

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Giuditta – EDW’s EPC Matching Solution Achieves Promising Results Building on its expertise in the field of data collection, dissemination, and analysis, European DataWarehouse (EDW) is making significant progress with its proprietary energy efficiency information extraction solution, Giuditta. This technical solution allows for the matching of a property’s Energy Performance Certificate (EPC) and other energy … Continued

ESMA’S Sustainable Finance Roadmap and the significance of Energy Performance Certificate Data

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ESMA’S Sustainable Finance Roadmap and the significance of Energy Performance Certificate Data The European Securities and Markets Authority (ESMA) recently published its Sustainable Finance Roadmap 2022-2024 (Roadmap), identifying three priorities for its sustainable finance work:   Tackling greenwashing and promoting transparency; Building National Competent Authorities’ (NCAs) and ESMA’s capacities in the sustainable finance field; and Monitoring, assessing, … Continued

RMBS Amortisation Rates Show Signs of Return to Pre-COVID Levels

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RMBS Amortisation Rates Show Signs of Return to Pre-COVID Levels Throughout the COVID-19 pandemic, European DataWarehouse has utilised its vast loan-level database to provide insights into loan performance across various asset classes in Europe. In the RMBS asset class, for example, a previous EDW Q1 2021 analysis shows that delinquencies remained low during the COVID-19 … Continued

Reporting to a UK Securitisation Repository from 17 January 2022 – Technical Guidance

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Reporting to a UK Securitisation Repository from 17 January – Technical Guidance The Financial Conduct Authority (FCA) has announced the registration of European DataWarehouse Ltd (EDW Ltd) as a UK Securitisation Repository (SR) with effect from 17 January 2022. Following that date, public securitisations within the scope of the UK Securitisation Regulation have to upload … Continued

Energy Efficient Mortgages NL Hub initiative set to drive down residential carbon emissions

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Energy Efficient Mortgages NL Hub initiative set to drive down residential carbon emissions Dutch initiative promotes energy-efficient mortgages In September 2021 stakeholders in the Dutch residential mortgage market gathered to form the Energy Efficient Mortgages NL Hub (EEM NL Hub).Its aim is to accelerate thedevelopment of climate-friendly housing in the Netherlands by defining and maintaining a framework … Continued