“I need a loan”: Insights on how people use loans and credit

In today’s world, most people have to borrow money and take out loans at some point in their lives. It ...
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Insights on the Original Loan to Value (OLTV) in France

By analysing more than 2.6 mm RMBS loans originated in France and securitised between 2013 and 2016, we are able to identify ...
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Insights on Securitisation by industry in Europe

From accommodation and food service activities, to agriculture forestry and fishing, to arts, entertainment and recreation, to education and construction, ...
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Insights on the correlation between gross income and the sub-brands within the Volkswagen Group

By analysing more than 1.6 MM German, French and Spanish Auto loans stored in our database and securitised between 2014 ...
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Focus of the week: distribution of Audi models within its brand

It is well known that Audi has long been one of the most important players in the automobile market selling ...
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Focus of the week: distribution of BMW models within its brand

It is well known that BMW is one of the largest vehicle manufacturers in the world, but did you know ...
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Insights on mortgage loan terms

From Baby Boomers to Generation Y: borrower age differences have an impact on mortgage loan terms, but did you know ...
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Did you know the distribution of residential mortgage defaults in Italy?

By analysing more than 15,000 defaults from our unique loan level database, we were able to identify default rates on ...
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Insights on the Spanish Auto loans

Auto loans: the changes on the Spanish consumer behavior following the year 2008 Facts: Prior to 2009 almost all loans ...
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Did you know the differences in Auto loan prices

By using ED loan level data, you can identify the differences in Auto loan prices. In this analysis we considered ...
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