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Promising Developments in EU Sustainable Finance Market

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EuGBS Provisional Agreement Reached and ESAs-ECB Call for Enhanced Disclosure on Climate Change for Structured Finance Products As sustainable finance gains importance in the EU, policy makers are working tirelessly to establish standards and frameworks that will stimulate green investments and reduce the risks associated with greenwashing. On 28 February 2023, the trilogue negotiations between … Continued

EDW Time Series Now Covers Ten Years

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EDW Time Series Now Covers Ten Years Over the last ten years, European DataWarehouse has collected, verified and provided data for almost all European public securitisations. As of 2022-Q4, the outstanding amount of public ABS loans reported to our database stood close to EUR 800 billion. Our Data Availability Report (an Excel document) contains an … Continued

Updated GAP Analysis on the EBA NPL Transaction Data Templates

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Updated GAP Analysis on the EBA NPL Transaction Data Templates Article 16 (1) of the Directive (EU) 2021/2167 on credit servicers and credit purchasers mandates the European Banking Authority (EBA) to develop a set of common data standards for the sale or transfer of non-performing loans (NPL) that would enable cross country comparison and reduce … Continued

European Commission Report on the Review of the Securitisation Regulation

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European Commission Report on the Review of the Securitisation Regulation On 10 October 2022, the European Commission (EC) published a report on the review of the Securitisation Regulation, based on their findings from a consultation with the industry and input from supervisory authorities. European DataWarehouse, as an ESMA-registered securitisation repository, submitted a response to the … Continued

EDW Conducts GAP Analysis on the proposed EBA NPL Templates

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EDW CONDUCTS GAP ANALYSIS ON THE PROPOSED EBA NPL DATA TEMPLATES Information asymmetries and lack of information provided in a standardised and common format are the key challenges highlighted by the European Banking Authority (EBA) for the development of an efficient secondary market for non-performing loans (NPLs) sale. After the development of the NPL templates … Continued

Stability implications of the EU securitisation market

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 Stability implications of the EU securitisation market In line with the mandate given by Article 31 of the Securitisation Regulation, in July 2022, the European Systemic Risk Board (ESRB) published its first report on the financial stability implications of the EU's traditional (off-balance sheet) securitisation market with the aim of highlighting financial stability risks. The … Continued

ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans

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ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans The outstanding amount of the public loans in European DataWarehouse’s (EDW’s) Securitisation Repository platform has stood consistently around +/- EUR 800 billion since Q4 2020. Following the registration of the first Securitisation Repositories by the European Securities and Markets Authority (ESMA) … Continued

The new EBA NPL templates and taxonomy: another step towards European NPL transparency and standardisation

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The new EBA NPL templates and taxonomy: another step towards European NPL transparency and standardisation Building on the European Council’s 2017 "Action Plan to Tackle Non-Performing Loans in Europe," the European Commission (EC) published its strategy in December 2020 to further reduce the stocks of non-performing loans (NPLs) across the European Union and to implement … Continued